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If a tree falls and lands on your property, causing structural damage, your homeowners insurance should aid you with the cost of removing the tree and repairing the wreckage. If you notice that the fallen tree hasn’t caused any damage, you may not be covered by your homeowners insurance and might be forced to pay for the removal of the tree out of pocket. Call Your Insurance Company.

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If the tree has fallen in your yard and hasn’t damaged anything, you can move on and call a tree removal professional. However, if the tree has damaged your home, outbuildings, or significant landscaping structures, it’s time to contact your insurance company. Even if it is after hours, they likely have an emergency line.5/5(30). Feb 15, It’s possible for you to be held responsible for resulting damage to your neighbor’s house or property, if your tree falls due (in whole or part) to your own neglect.

One of the best things to do is to regularly have large trees trimmed.

(The Tree Care Industry Estimated Reading Time: 3 mins. Oct 30, For emergency tree situations, always call This includes a tree that has fallen on your home or power lines, as well as trees that are obstructing or completely blocking roads.

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If it's a Estimated Reading Time: 2 mins. In such a case, “the owner of the tree or plant may be held responsible for harm caused to [the adjoining property], and may also be required to cut back the encroaching branches or roots.”.

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