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} When your neighbor's tree falls during a storm and smashes the car in your driveway, you may not be sure who's responsible for the mess. We'll tell you who's responsible and how you can make sure you're covered. Working with an independent insurance agent is the best way to get set up with the right protection in this stumplopping.clubted Reading Time: 7 mins.

Jun 26, Commissioner Says If a neighbor’s tree falls on your car, Rongstad says your auto insurance will cover the costs of repair or replacement, but only if the coverage is catastrophic. When insurance isn’t involved – meaning there was no structural damage – the laws regarding trees in Minnesota are a little stumplopping.clubted Reading Time: 3 mins. When your neighbor’s tree falls (by “Force Majeure”) on your car, it is not your neighbor’s responsibility. This may sound strange, but It is – in fact – an auto insurance claim.

“Force Majeure” is French for an “act of God”.Estimated Reading Time: 8 mins. Apr 02, If a tree on a neighbor’s property falls and damages your car, they may be responsible. You will still file a claim with your auto insurance company.

However, if it can be proven that the tree fell due to your neighbor’s negligence, their homeowners insurance should cover your claim. Proof of fault is the important factor here.

Feb 15, Trees can be tricky, but for the most part homeowners are responsible for what falls into their own yard. So if a storm causes your neighbor’s tree to fall in your yard, your homeowners insurance could help cover the cost of removing the tree and remedying the damage it caused on your property, after your deductible. The same is true in reverse: If a tree on your property falls in your Estimated Reading Time: 3 mins.

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