If you’re the owner of both the fallen tree and the vehicle, your homeowners insurance policy likely won't cover the damage to your car. If the tree that fell on your car belongs to a neighbor, in many cases, you would likely still rely on the comprehensive coverage in your auto insurance policy.
But, your neighbor's homeowners insurance policy may help cover the damage if it can be proved that the tree fell Estimated Reading Time: 4 mins. Apr 02, Comprehensive auto insurance covers your car if it is damaged by a falling tree. This is likely the insurance coverage you will be dealing with to get your car repaired.
However, circumstances may change this. For example, if the tree is from a neighbor’s yard, it may be their responsibility to handle the damage to your car. Jan 11, Are trees and branches that fall on your car covered under your auto insurance policy?
The simple answer is yes, it’s covered, but only if you have Comprehensive coverage. The 2 main types of insurance coverage that protect your own vehicle are Collision and Comprehensive. Jun 19, If you have the appropriate coverage, your auto insurance claim will likely be covered. In the event of a tree falling on your car, you would rely on a comprehensive policy. If you have not elected this coverage, you may be out of luck, unless you can prove that the owner of the property the tree was located on was stumplopping.clubted Reading Time: 8 mins.
Apr 19, Okay, all that is to say that liability insurance doesn’t cover you if a tree falls on your car. However, comprehensive coverage generally does.
It’s one of the coverages that will actually protect your car. So – if you have comprehensive coverage, yes, you should be covered if a tree falls on your stumplopping.clubted Reading Time: 5 mins.